Protection & Indemnity

Marine Liability / H&M 1 Damage to terminal equipment 2 Damage to berth 5 Collision at sea 3 Personal injury 4 Cargo damage 6 Pollution 7 Damage to port equipment

Protection and Indemnity cover is third party legal liability insurance for ship owners, operators and charterers.
The principal risks covered are liabilities, costs and expenses for: 


  • Injury, illness and death of crew, passengers or other persons 
  • Cargo loss or damage 
  • Wreck removal 
  • Pollution 
  • Collision 
  • Dock damage 
  • Fines or administrative penalties arising out of the operation or management of ships.

Freight, Damage and Demurrage

This insurance often referred to as "FD&D" or simply "Defense" provides Members with cover for claims handling assistance and for legal costs in relation to a wide range of disputes. Such disputes are outside the scope of P&I or H&M insurance and arise from the building, buying, selling, owning or operation of an entered vessel.
FDD covers legal expenses arisen out of disputes for:
  • Charterparties
  • Contracts of Carriage
  • Bills of Lading
  • Contracts of Affreightment
  • Vessel building contracts
  • Vessel sale and purchase contracts
  • Vessel repair contracts
  • Vessel agency, stevedoring, towage and salvage contracts
  • Insurance broking, ship broking and management service contracts
  • Bunker and necessaries contracts
  • Crew contracts
  • Marine insurance contracts

Hull and Machinery

Hull & Machinery insurance provides physical loss or damage insurance for not only the hull (or shell) of a ship but also her propulsion machinery and any equipment used for activities such as cargo handling
1 Machinery 2 Hull